Advanced risk management through predictive models that allow generating early alerts of defaults for the optimization of the management, profitability and security of the operations.
Optimization of cash needs in branch offices, ATMs, commercial surfaces and geographical areas through predictive models based on historical data.
Predicting fraud cases in dynamic environments and detecting those that are happening to minimize false alarms.
This solution allows knowing in a predictive way what products and services to offer to each customer, when to do it and how to increase sales through machine learning and data analysis.
Prediction of clients and services losses due to the high turnover of some sectors, such as insurance or telecommunications. This solution highlights the potential of each client.
With the deployment of our predictive models, we assess a customer's ability to pay, learn from their behavior, and react predictively to avoid non-performing loans or 'Non Performing Loans' thanks to machine learning.
Our solutions can be adapted to any financial debt as well as off-balance sheet exposures. In addition, you can self-adjust the models to the reality of your customers and operations.
Thanks to our results, a strategy can be implemented quickly and easily. NPLs with quantitative targets and define critical and non-critical customers in real time to reduce bad loan rates while optimizing resources and maximizing debt recoveries.